Debt Advisory

Decker & Halabi have a combined 30+ years of Debt Advisory Experience in Europe, USA, and the GCC. Our value add is in our deep experience of working with most lenders in the region that allow us to negotiate the optimal debt package in the fastest time possible. We know the risk threshold and will ensure that you are always positioned optimally in front of lenders.


It has been increasingly difficult for firms to avail properly structured senior leverage in the region. When credit approval is given, it is after many months of full-time dedication of the inhouse finance team, and often accompanied by

an over-bearing security package

unrealistic repayment schedule

onerous, one-sided security documentation and covenant package

When Decker & Halabi are engaged

  • We work alongside the leadership to develop a realistic forecast with various sensitivities
  • We create an in-house debt capacity model, term sheet, and information memorandum accepted by the Client that will be palatable to the Bank. We ensure the structure will give the Clients needed flexibility and a proper cushion between forecasted free cash flow and debt servicing requirements.
  • We act as the Client Representative between the lender, legal counsel on both sides, valuation firms and all other third parties until the facility proceeds are disbursed

Our value add is in our deep experience of working with most lenders in the region that allow us to negotiate the optimal debt package in the fastest time possible. We know the risk threshold and will ensure that you are always positioned optimally in front of lenders.